I just got this in the mail today. 30 pages of text with strike throughs, ALL CAPS and underlined text that is absolutely not going to be read from cover to cover. There is no way any of us would ever understand it anyway. Seriously, what does this mean?
"Note: Severe Mental Illness, Serious Emotional Disturbances of a Child and any condition meeting the definition of "Mental or Nervous Disorders and Substance Abuse" is a Mental or Nervous Disorder no matter what the cause (please see the Part entitled Definitions)."
This is proof why insurance costs so much and there is so much waste and inefficiency. God help the author(s).
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